When Savings Rate Becomes Useless
In the pursuit of financial independence, tracking your numbers is one of the most important habits you can get into. Great numbers to keep track of include income, spending, debt, net worth, and...
View ArticleStarting the Next Chapter
After quitting our jobs to take a Gap Year at the beginning of 2018, Becky and I spent a full year traveling around the country. It was an absolutely amazing experience where we visited over 100...
View ArticleHow to Shop Efficiently on Amazon via Crowdsourcing
Shopping on Amazon can be overwhelming at times. A search for a simple product can sometimes yield hundreds or even thousands of potential choices! I’ll break down how to filter through these choices...
View ArticleJob Spotter App Review: Hidden Money in Everyday Life
Do you pick up coins off the ground? Maybe only nickles and above? Job Spotter, a smartphone app, lets you find money hidden in plain sight in the form of “Now Hiring” signs! Snapping a picture of a...
View ArticleFinancial Advice to a Young Software Developer
First of all, Congratulations! Welcome to the fast-paced, engaging, and constantly shifting world of software development. Of course, every company and position in the field varies, but the good news...
View ArticleWhen Savings Rate Becomes Useless
In the pursuit of financial independence, tracking your numbers is one of the most important habits you can get into. Great numbers to keep track of include income, spending, debt, net worth, and...
View ArticleStarting the Next Chapter
After quitting our jobs to take a Gap Year at the beginning of 2018, Becky and I spent a full year traveling around the country. It was an absolutely amazing experience where we visited over 100...
View ArticleHow to Shop Efficiently on Amazon via Crowdsourcing
Shopping on Amazon can be overwhelming at times. A search for a simple product can sometimes yield hundreds or even thousands of potential choices! I’ll break down how to filter through these choices...
View ArticleJob Spotter App Review: Hidden Money in Everyday Life
Do you pick up coins off the ground? Maybe only nickles and above? Job Spotter, a smartphone app, lets you find money hidden in plain sight in the form of “Now Hiring” signs! Snapping a picture of a...
View ArticleFinancial Advice to a Young Software Developer
First of all, Congratulations! Welcome to the fast-paced, engaging, and constantly shifting world of software development. Of course, every company and position in the field varies, but the good news...
View ArticleSeparating Decisions From Results When Investing
In personal finance (as well as life in general), there are going to be many decisions to make and the choice won’t always be an easy one. So when it comes to investing, it’s important to have an...
View ArticleChoosing the Perfect Early Retirement “Income”
Let’s imagine you find yourself in the fortunate position of no longer having to work for money (a.k.a. financial independence). If you managed to achieve FI early enough in life, you might have...
View ArticleThe Ultimate Movie Theater Discount Hacking Guide
Updated on 04/12/2018 There are a lot of different ways to save money in life, but it usually boils down to one of three different ways to reduce costs. The first two involve either cutting out the...
View ArticleGap Year Spending Month 2 – $3,555.27
We currently find ourselves 2 months into our Gap Year Adventure! The month of March started out in Arizona and ended up in western Texas, so we saw plenty of desert in-between the bigger cities. One...
View ArticleThe $1,000,000 Road Trip
While we are diligently tracking spending during our Gap Year Adventure, there is one significant item we haven’t touched on yet: Opportunity Cost. If you haven’t heard, my wife and I recently quit our...
View ArticleExisting Debt is a Sunk Cost
One of the largest contributors to fishy accounting and sub-optimal financial decision making is debt. This applies to all kinds of debt and whether or not you consider it to be “good debt”. I’m not...
View ArticleReviewing Our 2017 Expenses
I can’t believe we’re barely over a month into 2018! Becky and I have been extremely busy over the past month traveling and preparing for our Gap Year adventure, but the trip has officially begun....
View ArticleStop Setting Annual Net Worth Goals!
Goal setting is one of the most powerful tools I’ve found for achieving results in almost every aspect of life. Having a specific objective is helpful when making decisions and tracking progress...
View ArticleThe Plan For Our $450 Annual Fee Chase Sapphire Reserve Cards
Just over a year ago, Becky and I were both approved for shiny new Chase Sapphire Reserve (CSR) credit cards. Each new card came with a hefty $450 annual fee (not waived), but that fee was offset by a...
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