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Should I Pay It Off Early For A Discount?
Every few months I receive the same bill in the mail that tempts me to start calculating future value and expected returns. This single sheet of paper that arrives quarterly like clockwork is an...
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(DEAD) New Bank Opportunity – A 7 month ~7% CD at NRLFCU
5/2/16 UPDATE: NRLFCU appears to have stopped the 777 promotion and it is not possible at this time to sign up for the promotional account. While the master of bank bonuses, Doctor of Credit, is...
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Is Anyone Actually Saving Money By Travel Hacking?
Who can resist the allure of “free travel”? Just sign up for a credit card or two and you can set off across the world for pennies on the dollar! To someone who has never applied for a credit card...
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The Simple Path to Wealth by JL Collins, A Review
Ever since I discovered financial independence and started reading everything I could about the subject, there was one person who kept coming up over and over again, a Mr. JL Collins. The stock series...
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How We Manage Over 50 Financial Accounts Amidst A Busy Life
If you’ve followed this website for very long, you’ll know it’s not a secret that my fiance and I frequently sign up for new accounts in the pursuit of extra cash, free travel, and numerous other perks...
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Early Retirement Cash Flow With The Roth IRA Conversion Ladder
Most people exploring financial independence and early retirement quickly arrive at a similar question: “How do I access the money I’m saving away between early retirement and traditional retirement...
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Off To FinCon 2016 in San Diego!
As I’ve mentioned previously, Becky and I will be attending FinCon this year in San Diego. We fly down today and will be in and around the conference up until Sunday! I’m looking forward to seeing...
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Addition By Subtraction: We Love Getting Rid of Stuff!
A little more than a year after we moved into our house, certain parts started to feel a little cluttered. Considering that only two of us (plus a dog) were currently living in a 3 bedroom house, this...
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The Ultimate Movie Theater Discount Hacking Guide
Updated on 10/19/2016 There are a lot of different ways to save money in life, but it usually boils down to one of three different ways to reduce costs. The first two involve either cutting out the...
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Random Musings as 2016 Comes to a Close
I haven’t published a post in a while, so I thought I’d close out 2016 with a few things that are on my mind at the end of the year. Expect my high level thoughts on our spending, credit cards,...
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Reviewing Our 2016 Expenses
The past year is getting further away in the rear-view, but won’t completely disappear out of sight until we’ve at least filed our taxes in a couple months. This is a good time to look over last...
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Meet Your Goals Efficiently By Tracking Them
Anyone who has the goal of improving their financial situation should at least be tracking their spending. Without knowing where the money goes once it gets into your accounts, it becomes extremely...
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Our Experience Switching From AT&T to T-Mobile
There are plenty of different reasons someone might want to switch phone carriers: cost, data, coverage, features, and more. My wife and I have been on an AT&T plan together for the past 5 years...
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T-Mobile Followup – International Features Worked Great and Our First Bill...
In my most recent post, I described the process we went through switching our mobile phones from AT&T to T-Mobile. This post is a followup with how the service has been performing for us, both in...
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My New Favorite Everyday Spend Credit Card – 2.5% Back Everywhere
Regardless of our attempt to put all of our spending towards signup bonuses, there will always be extra spend in-between new credit cards that we can’t fit into a 5% bonus category. I recently went...
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Long Game Savings App Review and Optimal Strategy
Long Game is a new startup company based out of San Francisco that is encouraging users to save more money by making a game out of the saving experience. Instead of a boring flat interest rate like...
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My Latest Obsession: Obstacle Course Racing
It all started with a goal of getting into better shape that I set for myself around the holidays last year. I wouldn’t say I was ever “out of shape”, but I did manage to pack on 15 or so extra pounds...
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Why Are We Invested In Bonds? Good Question!
In response to my post explaining our simple investment strategy of 90% stocks, 10% bonds, several readers inquired why we were in bonds at all. It’s a great question and one that I’ve been...
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Nav Review: How to Check Your Business Credit Score (and More) for Free
Recently, I applied for a new business credit card and was denied based on data in my Experian business credit report. After calling to ask for reconsideration, I was first told that there was a...
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How to Remove Escrow From Your Mortgage and Save Hundreds Each Year
Are you currently making payments towards a mortgage? If so, do you know what the different parts of that payment are comprised of? Most commonly, there are 4 different parts that make up a standard...
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